California Adventist

Federal Credit Union

Online Banking


Savings Plans:

Regular Share Savings Account - It is the base unit membership (a requirement). This type of savings deposit earns daily interest but pays quarterly.

Certificate of Deposit Savings Account (CD) - It is a type of account that is prearranged fixed period and fixed rate of interest. Early termination of the committed deposit causes a penalty.

Money Market Savings Account - This is a type of savings vehicle for a large deposit and has no penalty for withdrawal.

Scotty Savers Account - This type of account is planned for children or minors below 18 years old, to start savings monthly and be thrify. Social security number is required for both child and joint - who is trustee (parent(s) or guardian to the account).

Individual Retirement Account (IRA) - This is a tax-sheltered savings plan for retirement and for educational future needs.

Christmas Club Savings Account - It is an unusual savings account to save money for future Christmas spending.

Loan Plans:

We offer a wide variety of loan products for all kinds of purchases and purposes

  • Cars (new/used)
  • Personal (secured/unsecured)
  • Emergency (7-7-17 Plan)
  • Business Loans
  • Credit Card Buster
  • Loan Pre-approvals
  • Share or CD (secured by savings account)
  • Equipment
  • Real Estate (1st & 2nd Trust Deed)
  • Estate (asset-secured)
  • Signature
  • Lines of Credit
  • Educational
  • Co-maker
  • All Purpose Loans

Other Added Services:

  • Lifetime Membership
  • Family Membership
  • Share Draft (low cost checking account)
  • Visa Credit Cards
    • Loyalty Plus (7.90% APR)
  • Debit Cards (Visa Check Card)
  • Direct Deposit
  • ACH (electronic funds transfers)
  • Wire Transfer
  • Money Orders
  • Car Buying Services
  • Federal Deposit Insurance
  • Loyalty Plus Card
  • Bilingual Staff
  • Notary Public
  • 24-Hour Voicelines
Why Choose A Credit Union?
Credit Union Bank
A Non-profit/Co-Operative. Operate for Profit
Owned and governed by Members Owned and governed by Stockholders
Pay dividends to Members Pay Dividends to Stockholders
Make loans to Members and Families Make loans to Corporations, Foreign entities, and consumers
CAFCU Membership Elegibility through:
A. SDA Church MB
B. Adventist Employment Association.
C. Related to Existing Credit Union Member
D. Referred by existing Credit Union Member
E. Make a Charitable Donation to any SDA association or institution AND become a CAFCU member.
Open to the general public

NMLS# 779875 | NMLS# 1434223 | NMLS #2385102