Services
Savings Plans:
Regular Share Savings Account - It is the base unit membership (a requirement). This type of savings deposit earns daily interest but pays quarterly.
Certificate of Deposit Savings Account (CD) - It is a type of account that is prearranged fixed period and fixed rate of interest. Early termination of the committed deposit causes a penalty.
Money Market Savings Account - This is a type of savings vehicle for a large deposit and has no penalty for withdrawal.
Scotty Savers Account - This type of account is planned for children or minors below 18 years old, to start savings monthly and be thrify. Social security number is required for both child and joint - who is trustee (parent(s) or guardian to the account).
Individual Retirement Account (IRA) - This is a tax-sheltered savings plan for retirement and for educational future needs.
Christmas Club Savings Account - It is an unusual savings account to save money for future Christmas spending.
Loan Plans:
We offer a wide variety of loan products for all kinds of purchases and purposes
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Other Added Services:
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| Why Choose A Credit Union? | |
|---|---|
| Credit Union | Bank |
| A Non-profit/Co-Operative. | Operate for Profit |
| Owned and governed by Members | Owned and governed by Stockholders |
| Pay dividends to Members | Pay Dividends to Stockholders |
| Make loans to Members and Families | Make loans to Corporations, Foreign entities, and consumers |
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CAFCU Membership Elegibility through: A. SDA Church MB B. Adventist Employment Association. C. Related to Existing Credit Union Member D. Referred by existing Credit Union Member E. Make a Charitable Donation to any SDA association or institution AND become a CAFCU member. |
Open to the general public |