Services

Savings Plans:

Regular Share Savings Account - It is the base unit membership (a requirement). This type of savings deposit earns daily interest but pays quarterly.

Certificate of Deposit Savings Account (CD) - It is a type of account that is prearranged fixed period and fixed rate of interest. Early termination of the committed deposit causes a penalty.

Money Market Savings Account - This is a type of savings vehicle for a large deposit and has no penalty for withdrawal.

Scotty Savers Account - This type of account is planned for children or minors below 18 years old, to start savings monthly and be thrify. Social security number is required for both child and joint - who is trustee (parent(s) or guardian to the account).

Individual Retirement Account (IRA) - This is a tax-sheltered savings plan for retirement and for educational future needs.

Christmas Club Savings Account - It is an unusual savings account to save money for future Christmas spending.

Loan Plans:

We offer a wide variety of loan products for all kinds of purchases and purposes

Cars (new/used) Personal (secured/unsecured) Emergency (7-7-17 Plan) Business Loans Credit Card Buster Loan Pre-approvals Share or CD (secured by savings account) Equipment

Real Estate (1st & 2nd Trust Deed) Estate (asset-secured) Signature Lines of Credit Educational Co-maker All Purpose Loans

Other Added Services:

Lifetime Membership Family Membership Share Draft (low cost checking account) Visa Credit Cards Loyalty Plus (7.90% APR) Debit Cards (Visa Check Card) Direct Deposit ACH (electronic funds transfers)

Wire Transfer Money Orders Car Buying Services Federal Deposit Insurance Loyalty Plus Card Bilingual Staff Notary Public 24-Hour Voicelines    (800)794-5696