Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: 01/01/2023
| All Fees are subject to limits, changes and restrictions: | ||||
| Savings Account Opening Fee | $2.00 | Statements mailed Quarterly, E-statement option available | Min. Share balance requirment $50.00 | |
| Saving account Monthy Service Fee (waived for accounts with min $250.00 combined average daily balances in all share types per account | $5.00 / month | Statments mailed monthly / quaterly. E-statement option available | ||
| Saving Account Closing (subject to review) | $40.00 | |||
| Checking Account (Individual) | FREE | Statement mailed monthly, E-statment option available | ||
| Checking Account (Business) | $12.00 Monthly | Statement mailed monthly - EStatement option Available | ||
| IRA Opening Fee | $40.00 | |||
| IRA account annual Fee | $25.00 | |||
| IRA Account Closure Fee (if under 59 1/2 years of age) | $50.00 per account | |||
| ACH DEPOSIT Options Available | ||||
| APPLE PAY - DEBIT AND VISA CARD ACCESS NOW AVAILABLE | ||||
| DIRECT DEPOIST Options Available | ||||
| ELECTRONIC FUNDS DEPOSIT - SSI | ||||
| Credit Visa Card Annual Fee | $25.00 | |||
| Credit Replacement Card | $35.00 | |||
| Credit Card NSF Fee | $25.00 | |||
| Credit Card OverLimit Fee | $35.00 | |||
| Credit Card Cash Advance Fee | 2% of advance amount | |||
| Credit Card LATE fee ( after 10 calendar day grace period) | $10.00 | |||
| Check Stop Payment (Share Draft Account) | $30.00 / per transaction | |||
| CHECK Cancel Fee (Cu Cashier cChecks issued) | $30.00 / per transaction | |||
| CHECK FEE - (FIRST FREE, EACH ADDITIONAL CU CHECK FEE - MEMBERS ONLY) | $7.00 PER CHECK | |||
| CHECK FEE - GUEST MEMBERS - (CO-OP) | $7.00 PER CHECK | |||
| CHECK COPY - Share Draft account checks (each) | $20.00 EACH | |||
| Credit Report Copy (per applicate) | $100 EACH APPLICANT REPORT | Price subject to change | ||
| Collection / Legal Action fees | up to $7500.00, other subjective fee may apply. | |||
| Consumer Loan(s) - LATE FEE (after 10 calendar days grace period) | $30.00 per month / per loan | |||
| DEBIT CARD - Replacement Fee | $30.00 | |||
| DEBIT CARD - Annual Fee | $10.00 | |||
| DMV - Lien Satisfied Processing, Notary Service included | $50.00 | Assessed when service rendered / not including notary service portion | ||
| DORMANT ACCOUNT FEE - (12 months of inactivity) | $3.00 | Assessed quarterly | ||
| INVALID ADDRESS FEE | $5.00 | Assessed monthly till address is updated | ||
| LOAN (CONSUMER) APPLICATION FEE | $50.00 per application | |||
| LOAN - PAY OFF DEMAND FEE | $35 and up. | |||
| LOAN - PAY-BY-PHONE TRANSFER FEE | $5.00 per transaction | Recommend using your Online Access | ||
| LOAN ADVANCE {LOC transfers} | $25.00 per transaction | |||
| MONEY ORDER | $2.00 / per transaction | |||
| NOTARY FEE (general) | $15.00 PER SIGNATURE | |||
| NSF FEE - (Share Draft item, ACH, Billpay, Zelle, Mobile capture) | $25.00 / per transaction | |||
| ON-US 3RD PARTY CHECK CASKING | $20.00 PER CHECK CASHED | |||
| PHOTO COPIES | $0.50 PER COPY | |||
| Real Estate Loan Processing Fee | Upto $5,500 per loan | Subject to change | ||
| Real Estate Loan Closing cost | 2 - 5% of Loan amount | Subject to change | ||
| Real Estate Loan Appraisal Cost | $1000 - $1500 | Subject to change | ||
| Real Estate Loan Payoff Demand Fee | upto $50.00 per loan | |||
| Real Estate Flood Determination Certification | $50.00 | |||
| Real Estate Loan LATE FEE | $30.00 | |||
| Research Service / Hr | $200.00/Hr | |||
| Statement Copies (Monthly) | $35.00 per statement | |||
| Statement copy (Quarterly) | $75.00 per statement | |||
| Statement Reconciliation / Hr. | $250/hr per | |||
| Transfer Funds Fee (By Branch) | $5.00 per transaction | |||
| Wire Fee {Incoming and or Outgoing} | $75.00 each [Domestic or International] |