Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: 01/01/2023
All Fees are subject to limits, changes and restrictions: | ||||
Savings Account Opening Fee | $5.00 | Statements mailed Quarterly, E-statement option available | Min. Share balance requirment $50.00 | |
Saving account Monthy Service Fee (waived for accounts with min $250.00 combined average daily balances in all share types per account | $5.00 / month | Statments mailed monthly / quaterly. E-statement option available | ||
Saving Account Closing (subject to review) | $40.00 | |||
Checking Account (Individual) | FREE | Statement mailed monthly, E-statment option available | ||
Checking Account (Business) | $12.00 Monthly | Statement mailed monthly - EStatement option Available | ||
IRA Opening Fee | $40.00 | |||
IRA account annual Fee | $25.00 | |||
IRA Account Closure Fee (if under 59 1/2 years of age) | $50.00 per account | |||
ACH DEPOSIT Options Available | ||||
APPLE PAY - DEBIT AND VISA CARD ACCESS NOW AVAILABLE | ||||
DIRECT DEPOIST Options Available | ||||
ELECTRONIC FUNDS DEPOSIT - SSI | ||||
Credit Visa Card Annual Fee | $25.00 | |||
Credit Replacement Card | $35.00 | |||
Credit Card NSF Fee | $25.00 | |||
Credit Card OverLimit Fee | $35.00 | |||
Credit Card Cash Advance Fee | 2% of advance amount | |||
Credit Card LATE fee ( after 10 calendar day grace period) | $10.00 | |||
Check Stop Payment (Share Draft Account) | $30.00 / per transaction | |||
CHECK Cancel Fee (Cu Cashier cChecks issued) | $30.00 / per transaction | |||
CHECK FEE - (FIRST FREE, EACH ADDITIONAL CU CHECK FEE - MEMBERS ONLY) | $7.00 PER CHECK | |||
CHECK FEE - GUEST MEMBERS - (CO-OP) | $7.00 PER CHECK | |||
CHECK COPY - Share Draft account checks (each) | $20.00 EACH | |||
Credit Report Copy (per applicate) | $100 EACH APPLICANT REPORT | Price subject to change | ||
Collection / Legal Action fees | up to $7500.00, other subjective fee may apply. | |||
Consumer Loan(s) - LATE FEE (after 10 calendar days grace period) | $30.00 per month / per loan | |||
DEBIT CARD - Replacement Fee | $35.00 | |||
DEBIT CARD - Annual Fee | $10.00 | |||
DMV - Lien Satisfied Processing, Notary Service included | $50.00 | Assessed when service rendered / not including notary service portion | ||
DORMANT ACCOUNT FEE - (12 months of inactivity) | $3.00 | Assessed quarterly | ||
INACTIVE ACCOUNT FEE | 3.0 | |||
INVALID ADDRESS FEE | $5.00 | Assessed monthly till address is updated | ||
LOAN (CONSUMER) APPLICATION FEE | $50.00 / APP. [NON-REFUNDABLE] | |||
LOAN [NON-MEMBER] APPLICATION FE | $75.00 / APP. [NON-REFUNDABLE] | |||
LOAN - PAYOFF DEMAND FEE [EXPT. RE LOAN | $35 and up. | |||
LOAN - PAY-BY-PHONE TRANSFER FEE | $5.00 per transaction | Free transaction(s) options include (1) send email to Cu: (2) Member Online access platform. | ||
LOAN ADVANCE {LOC transfers} | $25.00 per transaction | |||
NOTARY FEE (general) | $15.00 PER SIGNATURE | |||
NSF FEE - (Share Draft item, ACH, Billpay, Zelle, Mobile capture) | $25.00 / per transaction | |||
3RD PARTY [ON-UCHECK CASKING | $20.00 PER CHECK CASHED | |||
PHOTO COPIES | $0.50 PER COPY | |||
Real Estate Loan Processing Fee | Upto $5,500 per loan | Subject to change | ||
Real Estate Loan Closing cost | 2 - 5% of Loan amount | Subject to change | ||
Real Estate Loan Appraisal Cost | $500 - $1500 | Subject to change | ||
Real Estate Loan Payoff Demand Fee | upto $250.00 per loan | |||
Real Estate Flood Determination Certification | $15.7500 | |||
Real Estate Loan LATE FEE | $30.00 | |||
Research Service / Hr | $200.00/Hr | |||
Statement Copies (Monthly) | $35.00 per statement | |||
Statement copy (Quarterly) | $75.00 per statement | |||
Statement Reconciliation / Hr. | $250/hr per | |||
Transfer Funds Fee [VIA PHONE @ BRANCH LOCATION] | $5.00 per transaction | |||
Wire Fee [INCOMING | $75.00 each [Domestic or International] | |||