California Adventist

Federal Credit Union

Loan Rates Share Rates Certificate Rates Fee Schedule

Effective as of: 12/01/2021
Savings Account Opening Fee$2.00Statements mailed Quarterly, E-statement option availableMin. Share balance requirment $50.00
Saving account Monthy Service Fee (waived for accounts with min $250.00 combined average daily balances in all share types per account $5.00 / month Statments mailed monthly / quaterly. E-statement option available
Saving Account Closing (subject to review)$35.00
Checking Account (Individual) FREEStatement mailed monthly, E-statment option available
Checking Account (Business)$12.00 MonthlyStatement mailed monthly - EStatement option Available
IRA Opening Fee$35.00
IRA account annual Fee$25.00
IRA Account Closure Fee (if under 59 1/2 years of age)$50.00 per account
ACH DEPOSIT Options Available
APPLE PAY - DEBIT AND VISA CARD ACCESS NOW AVAILABLE
No Minimum
DIRECT DEPOIST Options Available
ELECTRONIC FUNDS DEPOSIT - SSI
Credit Visa Card Annual Fee$25.00
Credit Replacement Card $25.00
Credit Card NSF Fee$25.00
Credit Card OverLimit Fee$35.00
Credit Card Cash Advance Fee2% of advance amount
Credit Card LATE fee ( after 10 calendar day grace period)$10.00
Check Stop Payment (Share Draft Account)$25.00 / per transaction
CHECK Cancel Fee (Cu Cashier cChecks issued)$25.00 / per transaction
CHECK FEE - (FIRST FREE, EACH ADDITIONAL CU CHECK FEE - MEMBERS ONLY)$5.00 PER CHECK
CHECK FEE - GUEST MEMBERS - (CO-OP) $5.00 PER CHECK
CHECK COPY - Share Draft account checks (each)$15.00 EACH
Credit Report Copy (per applicate)$100 EACH APPLICANT REPORTPrice subject to change
Collection / Legal Action feesup to $7500.00, other subjective fee may apply.
Consumer Loan(s) - LATE FEE (after 10 calendar days grace period)$30.00 per month / per loan
DEBIT CARD - Replacement Fee$25.00
DEBIT CARD - Annual Fee$10.00
DMV - Lien Satisfied Processing, Notary Service included$45.00Assessed when service rendered / not including notary service portion
DORMANT ACCOUNT FEE - (12 months of inactivity) $3.00Assessed quarterly
INVALID ADDRESS FEE$5.00Assessed monthly till address is updated
LOAN (CONSUMER) APPLICATION FEE$35.00 per application
LOAN (CONSUMER) PAY OFF DEMAND FEE$30 and up.
LOAN BALANCE PAY-BY-PHONE TRANSFER FEE $2.00 per transactionRecommend using your "Online access" for transactions
LOAN ADVANCE$15.00
MONEY ORDER$2.00 / per transaction
NOTARY FEE (general)$15.00 PER SIGNATURE
NSF FEE - (Share Draft item, ACH, Billpay, Zelle, Mobile capture)$25.00 / per transaction
PHOTO COPIES $0.25 PER COPY
Real Estate Loan Processing FeeUpto $3500 per loanSubject to change
Real Estate Loan Closing cost2 - 5% of Loan amountSubject to change
Real Estate Loan Appraisal Cost$500 - $1000Subject to change
Real Estate Loan Payoff Demand Feeupto $1500.00 per loan
Real Estate Flood Determination Certification$50.00
Real Estate Loan LATE FEE$30.00
Research Service / Hr$150.00/Hr
Statement Copies (Monthly)$25.00 per statement
Statement copy (Quarterly)$45.00 per statement
Statement Reconciliation / Hr.$150/hr per
Transfer Funds Fee (By Branch)$2.00 per transaction
Wire Fee$50.00 / Domestic or International

NMLS# 779875 | NMLS# 1434223 | NMLS #2385102

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